Employers need to know about the provisions for the Illinois Workers Compensation insurance law. They can come to know who is excluded from the definition of workers compensation insurance? Such exclusions comprise of brokers, broker-salespersons, or salespersons when these entities are paid commissions only from the definition of the term ‘employee’. Employers under the extra hazardous work have to opt for this insurance. These works include Real estate development and construction. Any company or workplace in which explosive materials are used in more than negligible quantities also come under this category. Even an out of state employer is eligible under this law and has to register if he/ she has even one employee in Illinois or whose work is mainly located in the state. Section 4(d) of the Act states that employers who knowingly defaulted on obtaining insurance can be fined up to $500 per day.
